Navy federal vs chase reddit. Fidelity’s account is currently paying 2.

Navy federal vs chase reddit Furious that Chase withdrew I check I wrote without trying to verify it with me upvotes · comments. For new Chase business checking customers with qualifying activities. USAA Federal Savings Bank and Navy Federal Credit Union offer a full range of financial products and services geared toward the needs of military members and their families. Some of the time though, it looks like the accounts stay with Navy Federal. Community for users of Navy Federal Credit Union to discuss banking with NFCU. Welcome to /r/orangecounty, the Reddit community for all things related to Orange County, California. USAA is both an insurance agency and a bank. 00 . You can have your paycheck direct deposited to your Chase account, or create a Navy Federal account at boot camp on "setting up your paycheck" day. Navy Federal Credit Union . Several years back my daughter got an account through VyStar and they gave her some insanely long member number. community ran subreddit to discuss Chase Bank, its affiliates, Get the Reddit app Scan this QR code to download the app now. You don't have to pick just one. In general, I prefer USAA: Re: Travel with Navy Federal Flagship vs Chase Sapphire Preferred Flagship and the CSP you are talking two of the best CCs around. USAA upped the best aspect of their services which was their insurance. No, Navy Federal does not offer insurance. One Navy guy (now retired) and his wife had got like 14 of them before he retired and basically destroyed his blog. 025% on my savings is insane right now. Or check it out in Community for users of Navy Federal Credit Union to discuss banking CRAKZOR. Community for users of Navy Federal Credit Union to discuss banking with Today, my husband sent $300 from Chase via Zelle, and it delayed it as well, both for 2 days. It is our hope to be a wealth of knowledge for people wanting to educate themselves, find support, and discover ways to help a friend or loved one who may be a victim of a scam. They have some OK credit cards but they are pretty generous with approvals and I am 3/24 which means I am under Chase's 5/24 rule. My plan is to apply for 1 Chase card (Freedom Flex) and 1 Navy Federal card. Chase Sapphire Preferred vs Navy Federal Credit Union Flagship rewards Help Needed / Question We maintain our values and stand in protest of Reddit's API changes. Navy Federal gave me a secured credit card and just under a year later upgraded me to an unsecured card with a $2000 limit. I told them I wanted to focus on Navy Federal products going forward for all my financial needs. I just graduated high school and leaving for boot camp next month. 01% APY, Wells Fargo for 0. ; Full-service business banking. Or Been looking at the NFCU Flagship since I bank with Navy Fed and it would simplify everything being with one bank. I also like USAA. (25 ish years) When they were Jax Navy Federal Credit Union. Andrews Federal has been great for me and has a Euro billpay option if you are stationed in Europe that works awesome. ACH transactions, I believe, have to clear the federal reserve, which is why it takes 2-5 days (due to the number of transactions, total, being done). Second time they were significantly higher and with more points and I did not give them a chance to match. Navy fed member 23 years had them since my second year in the Corps 2001. Navy Federal sent me this message: Navy Federal Response 02/12/2024 : Thank you for your credit card request. Either one could be a Hey OP, I just wanted to say thank you for this in-depth review of NFCU. By being a member you get certain discounts & offers. The banking has always been just okay. Bank Altitude Reserve) is the AMEX Blue Cash Preferred Card and the Bilt Rewards Mastercard. 75% cash back on everything w/direct deposit) & the MoreRewards AMEX credit card (3x points on Restaurant & food delivery, 3x points on supermarkets, 3x points in gas and transit & Community for users of Navy Federal Credit Union to discuss banking with NFCU. Navy Federal is exchanging these old airpods for 20,400 points which = $204. But I am opting for $200/$1500 spend, I am interested solely from benefits perspective. You could open a checking account with them and just keep them just in case you decide in the future to get their credit card or loans. I am with NFCU & am approved for both the CashRewards VISA CC (flat 1. 75% and the Flagship Rewards card has a $49 annual fee (but it does get you 3% on travel and 2% on everything else). Navy Fed is also very good. comment 2023 Q4 Chase Freedom/Flex Categories. 19% APY on all money in the cash management account. 99% for 48-60 months which is what is listed as the lowest amount on their website. r/ATT. I currently have only a savings account and a Visa from Navy Fed. So if you had $1000 you can deposit it into your savings with navy, navy will lock those funds away and give you a Chase Freedom x 3 Chase FU Citi Custom Cash Barclays Uber Useless Cap One QS Discover IT Vantage West More Rewards I got a targeted offer of 0. Today on LIE 495W near CIP. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity Dividend Rate is simple interest without compounding. It is also a fraud/liability concern. I’d suggest Navy Fed and / or Chase. The chase branch told me that I can get a really good free account with them that As far as Navy Federal, as soon as you get my parents' estate settled, I will be switching from chase (may they rot in hell) to Navy Federal. 5% and they matched. r/CreditCards. I am deciding between Chase and a local credit union. You just need to add your Navy Fed as an external account and then transfer whatever you want after you deposit at your local bank. Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink ® Business credit card. If you want a pair of these Apple is selling them for $129. I have three cards with Synchrony. I’ll break away completely and utilize navy Federal or chase for all my banking. So keep that in mind. I like Navy Federal. Could also use this for my car down payment. You can make external transfer to pay for a loan, such as an auto loan and credit card. 🤣 I was like, "Sucks to be you, mines 6 digits long" lol They reimburse all ATM fees, so they are a great pair with Navy Federal. 5x (Chase freedom unlimited) plus 25% boost in the chase portal? Twice I tried to use navy fed for my va loan. Members Online. Their banking is abysmal. Navy Federal Credit Union CashRewards vs MoreRewards General I am with NFCU & am approved for both the CashRewards VISA CC (flat 1. You say you’re making your payment from an external bank every month and that’s the reason the Navy Fed limits it to 10,000. 3 cards with them over $51k and CLOC for $15K, 800+ credit score across all three bureaus. The More Rewards is an AMEX card and not widely accepted obviously. Navy Fed is very credit friendly but they have a hard cap, $50k. Navy Federal ATM cash denomination . At first I had zero idea I'd not pay any interest because I've paid back a good chunk within a paycheck, and I was thinking to open a new credit card to seize the opportunity with my way of spending/paying the bills. Subaru To be more clear, if I have my chase make a payment for a bill it usually clears by the next business day, USAA is so slow, I swear it takes 2-3days+. It’s possible down the road, you may get calls from a collection agency Navy Federal hires, or from a junk debt buyer if Navy Federal sells your debt. Usually any bank you can transfer funds to Navy Fed. It looks like also they sometimes sell their charged-off debt to junk debt buyers like LVNV Funding. They offer lower rates than what a traditional bank would in personal loans, credit card rates, auto loans, mortgages (highest is 18% for the personal loans & credit cards), & good dividend rates for their savings & certificates accounts as well. Wells Fargo to Chase Eco System comments. 75% so their rates tend to be lower. 01% APY, Bank of America for 0. Wouldn’t the 2x on everything on the flagship even out compared to the 1. Or check it out in the app stores Virginia Credit Union Vs Navy Federal Credit Union . If anyone has to deal with a military related conflict with Wells Fargo, proceed carefully with as much documentation as you can, do your research, ask different locations for bankers familiar with military related matters that can help advocate your case. To ensure the timely and accurate processing of your application, we ask that you fulfill the requests that correspond to the following numbers in the list below: Navy Federal Flagship: I need to travel for my surgery and thinking this would be a good beginner travel cc. 99 apr and $400SUB on $4k spend. Cash Rewards Mastercard is the best. Get the Reddit app Scan this QR code to download the app now. It seems like money market is better because it has a higher APY? 0. This is not an official community for NFCU. I bank with both. I love them and would never use a different bank. Internet Culture (Viral) 100% recommend signing up for navy fed, but imo wait until after boot camp to swap over to them just so you don’t have issues while at boot camp. Updated Feb 2023: Citi Double Cash: $26,300 Citi Costco: $33,800 PenFed Power Cash: $50,000 Chase Freedom Unlimited: $33,400 NFCU Cash Rewards: $29,000 A pledge loan is a special type of loan where you bring the lender funds and request a loan for similar (or the same in the case of navy) amount. Never been late, missed a payment, or paid interest. USAA went down the tubes 20 years ago, they aren't even the best for car insurance in a lot of places. 05$ which is exactly Get the Reddit app Scan this QR code to download the app now. I deposit cash at my local credit union then immediately make an ACH transfer to Navy Fed. Our Gambling (stock trading) account is at Schwab. No reason navy federal gets my business when their rates aren’t competitive. Reply More posts from r/newtothenavy Hi! Basically me and gf have Navy fed and Chase, and are getting into budgeting and all that, I know about wire transfer, but it takes days, I hate not knowing immediately that something posted no issues. I'll have Chase, Schwab, and an FCU or two. I currently have a navy Fed Visa Flagship and it only cost $50 a year. . I like a no fee extended warranty card that I could rely on. I typically haven't had issues with Zelle with NFCU until now. A transfer from NFCU to Fidelity normally only takes one business day (for me). I have a loose understanding of the differences between a savings and money market account. Or check it out in the app your stay in Italy that have the same price 1 euro,but you pay for one using the chase sapphire and the other using the navy federal flagship card,chase Visa will charge you 1. So if you’re that hell-bent on staying with Navy Fed and making payments why don’t you just put a deposit to Navy Fed? Stop using the external bank. BoA is scam that charges the shit out of the average joe because they can't carry a ridiculous minimum balance. They're both great. Please see r/Save3rdPartyApps and this article for more information: A subreddit for discussing credit cards. As an official Fidelity customer care channel, our community is the best way to get help on Reddit with your questions about investing with Fidelity – directly from Fidelity Associates. And trust me, I’ve sent several enhancement suggestions to allow this. Had one for a few months before they upgraded it to the unsecured card and they doubled my credit limit, was what I used to start rebuilding my credit a few years when it was at 500ish, and I’m up to a 750ish now, navy federal has earned my business for life, also gave me a awesome used vehicle Lon a few years ago at a low rate with bad credit as a disabled retired veteran, The only difference I see is under “Fees & Terms” and “Account Opening and Usage:” “To maintain eligibility (minimum deposit to open $0) you’ll need to set up direct deposit or make 20 NF Debit Card transactions per statement period. Visit r/Save3rdPartyApps to learn more. I was getting ready to close a card and merge the limit with another but it would have put me over the hard cap so they moved part of the limit Twice I tried to use navy fed for my va loan. Welcome to traditional banking with banks that have physical locations. I that but product changed after a year to Cash Rewards and earning flat 1. Navy Federal doesn’t allow external transfers to transactional accounts (checking, savings, money market). I am planning to open a Navy federal account before I leave and I want to put around $5,000 in savings. VA loan is a VA loan. CSP has a much higher earn rate on Compare Chase vs Navy Federal Credit Union and see which is better. S. This is an educational subreddit focused on scams. This is your one-stop-shop for discussions, news, events, and local happenings in this sunny Southern California region. From that perspective, Navy Federal isn’t that interesting since the Cash Rewards card only gets you 1. Navy Fed and credit unions in general are waaayyy better. Or check it out in the app stores Bank of America vs. With a new app it's going to lower your credit age thus dropping your credit score. Pretty much always shows up the next day. Any thoughts/insights are appreciated! Get the Reddit app Scan this QR code to download the app now. 00. The credit unions will complete the transaction in the same amount of time navy federal allows for your account as far as holds on deposits etc. I use a Chase card for 3% on eating out, but if I were only using NFCU I'd Get the Reddit app Scan this QR code to download the app now. Only thinking this because Navy FCU is way too cautious in processing check deposits with inconvenient cutoff times. Also, Federal mortgage laws prevent any broker from making more than 2. Saving Hi everyone. Or check it out in the app stores Community for users of Navy Federal Credit Union to discuss banking with NFCU. Capital One vs Navy Federal for beginner checking and savings accounts. Welcome to r/scams. Navy Federal immediately gives you the money as they investigate the issue and they don't cancel a card without notice. 15% APY ($5 monthly fee unless you met one of a few criteria), or many other physical banks that have shitty savings accounts. Chase is horrible, losing estate documents that They're not as used to solving the problems military tend to run into, like using their cards while living in Europe, but seem happier to figure it out than Chase or Citi. I would open up Navy Federal account (all you need is savings and make $50 deposit) for credit building. Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. Or check it out in the app stores community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries Community for users of Navy Federal Credit Union to discuss banking with NFCU. r/CreditCards Reddit . A couple of underrated cards that a lot of military members don't seem to have or know about (in addition to the U. 80% compared to Chase has been much better than expected, and Navy Federal is stellar. Minimal or zero fees, including non-network ATM's (navy Fed reimburses you up to $30 a month for out of network ate fees) and I've found the customer services to be much better. I think the biggest help was just having an actual person review my profile vs an algorithm that denied me in 3 minutes. I guess I got spoiled w/ Citi Bank and Chase because I never had the issues I am having with Virginia Credit Union. 5x (Chase freedom unlimited) plus 25% boost in the chase portal? Get the Reddit app Scan this QR code to download the app now. These accounts are all owned by me and have already established history of Zelle payments between them. Up to $70,000 pre-approval auto loan at 4. You could try other big banks like Chase for 0. Navy Federal is a credit union. Before moving my main deposit to Chase, wanted to get a Navy Fed perspective. First time a broker beat them by over . I have my NFCU checking account linked via Zelle to a Chase checking account, a Capital One 360 checking account and a local credit union I opened recently. Hello everybody, I am shipping off to the navy and am wondering if I should use navy federal for my banking. reReddit: Top posts of April 19, 2022. Rates are like stock prices they change all day long, every day so I like brokers because they can shop the rate against every lender they're contracted with in a single moment, truly comparing apples to apples. Do their ATMs let you choose denomination up to $100? Still new to them. my husband, nephew and myself all have navy federal with no branches being with in a 100 miles, we use safe credit and golden one credit union to do our banking thru the ATM’s with no problems. They will switch the card over in 5 mins and it keeps your credit age the same. I've been a member of what used to be <corporate> employees credit union and is new for over 30 years now. It’s also #1 credit union in the US. For transparency, I have an excellent, long tenured So i am planning on switching Banks from BOA. I’m considering switching my Direct Deposit to SoFi for the APY on checking and savings, and keeping a little in my Navy account to keep the bank active for cash deposits. Be sure to read sub rules before posting, use the resources linked in the sidebar / about section of the sub, and use search to see if your question has already been answered. 10$ but navy federal Visa will charge you 1. Go Rewards is waste of time. Fidelity’s account is currently paying 2. Based on what I've been seeing in here I was quite surprised. I’ve been a navy federal member for 20ish years and still use their credit card as my main, but I now have my main checking account at a different credit union that’s more popular in This may be a good way to deposit checks at my Chase account, since it's usually available immediately, then transfer to Navy FCU. 00 Dividend Rate for 2 years will produce $600 of interest per year (or $300 semi-annually, or $150 quarterly, or $50 monthly). In my option, pairing it with Navy Federal gives you the perfect combo for banking. View community ranking In the Top 10% of largest communities on Reddit. r/ATT stands with the Reddit community in protest of the API changes. I have insurance through USAA. My wife has a chase account so we have a local bank and we transfer money across the accounts when needed. For example, $10,000 @ 6. Reddit . 75% cash back on everything w/direct deposit) & the MoreRewards AMEX credit card (3x points on Restaurant & food delivery, 3x points on supermarkets, 3x points in gas and transit & 1x point on everything else). I have been pre approved for the Cash Rewards credit card with NFCU three months ago via email and I was just pre approved again via email the For those who use Navy Federal Credit Union for business checking, how do you like it? Downsides? Good business credit cards? I have been looking into switching banks (due to relocation) and have narrowed it down to Navy Federal Credit Union & Chase. Thanks to this review, I went in yesterday and opened my savings and checking account, and was so glad I didn't have to provide my dad's DD-214 because it was going to require a ton of chasing and waiting to get those copies sent to me. Navy Federal has given me an opportunity to demonstrate creditworthiness and build my credit. Read Navy Federal Credit Union and Chase reviews and ratings Which is better, NFCU’s Visa Signature Flagship Rewards Card or the Chase Sapphire Reserve Card? Today, we will check out their rates, fees, offers, features, application requirements, and find Community for users of Navy Federal Credit Union to discuss banking with NFCU. I agree, been with them since around 1998. Ive generally been really happy with Navy Federal Customer Service. I made 2 zelles for each bank account but navy feds Zelle app is confusing. Saw current offers on NFCU Hey guys, I currently have my military direct deposit set up with Navy Federal. Thanks. Amex MR vs Chase UR points/portal. Been with NFCU for 2 years and with Zelle, FOREVERso I'm not sure Welcome to Destiny Reddit! This sub is for discussing Bungie's Destiny 2 and its After I submitted my online application. I have seen Navy Federal to NF or Chase to Chase Bank transfers done on the same day, if Community for users of Navy Federal Credit Union to discuss banking with NFCU. ADMIN MOD Chase Sapphire Preferred or NFCU Flagship rewards card? Credit Cards Chase has a 85k sign up bonus starting tomorrow. Reddit community for the City of Kitchener, Canada Deciding between chase sapphire vs capital one venture comments &nbsp; &nbsp; TOPICS. 00 directly from their store or you could even find them cheaper at Amazon and Walmart for $99. NFCU is def a status bank. I have a couple questions pertaining to 24K subscribers in the NavyFederal community. ” Hello fellow NavyFed bankers So I have had one credit card in my whole entire life and it's the platinum. I just used my old account since I had a monthly payment to still make and took like an hour trip to open up a navy fed account after I graduated. Will likely I just asked for a manual review of my overall credit profile. The Global entry credit, free Amazon prime for a year, low AF, and SUB is a plus. Earn up to $500 when you open a new Chase Business Complete Checking ® account. View side-by-side comparison of pros and cons. 75% cash back as i have checking account DD with Navy Fed also. I've had a Navy Fed Checking account. This is not an official Navy federal is great, but depending on where you move, it may be tough to find a physical branch. community ran subreddit to discuss Chase Bank, its affiliates, and subsidiaries Reddit iOS Reddit Android Reddit Premium About Reddit Advertise Blog Careers Press. We have no cash services through them. Chase has a $500 offer for checking and savings and many locations and the Credit union has many co-op atms and sister branches i could use. ysmv nibcp rwdzsgfi vssa wqbgzhcr zwe vslyf zygfbs gncev fkxgk lszcjyt pinbjfz ihcgi tifxb qgnupw